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In the last decade, Investment Banking activity has exploded exponentially inside Asia and Asia Pacific region. This is driven by increased regulation, & thus a safer investing climate for global investors. With this, businesses across company have the ability to tap onto advisory & capital raising capabilities in the global investment banks. We even see local banks including Japan's Nomura taking international limelight as they took over Lehman's investment banking business during the recent economic crisis. Many companies in China may also be highly under-leveraged & experienced organic growth over decades. They are now gradually tapping onto new capital through debt & equity offerings to fund expansion plans.
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For example: if your mortgage loan has a 10 year repayment program, you will have 120 installments to pay back the money if payments are made monthly. But if payments are made biweekly, you'll have 240 installments that can naturally constitute less amount than in true of the credit payable every month.
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