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Even though the global recession has reduced the option of loans readily available for consumers, there are still many loan options and different loan plans available. If you look further back than the last few years, you'll find that we still have a lot more choice than at previous times. There has been a transfer of lender priorities from funding mortgages to funding secured loans. The reason is that it's much easier to fund an inferior secured loan compared to a large mortgage. It is less risk to the bank and so a much more attractive method to obtain business.
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China is marching ahead with more than 10 per cent gross domestic product (GDP) growth rates throughout the last twenty years. China has followed a standard path in transiting from an agricultural economy to your robust industrial economy - an evolution seen in many developed countries including the United States, Japan, South Korea and Taiwan. China is building vital linkages among its agricultural, industrial and service sectors, and systematically encouraging domestic consumption in parallel having a sharp focus on exports. Guided through the firm hand with the government, China's approach to development continues to be methodical and deliberate. The results could be not even close to perfect. The urban-rural economic divide and also the impact on the planet might be worsening. On the positive side, though, China's per capita GDP has become double that regarding India, although both nations had similar numbers as late as 1991.
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