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Since most folk get into an accident about each eleven years (on average), statistics would argue that paying for Collision and Comprehensive insurance on this truck shouldn't be a good bet. In case you smash into someone and so they sue you, you don' need to be bankrupted by such an accident. They need an accident or different claim event to be like an all-expenses-included holiday. I cancelled this protection, because it seemed like a lot of money for not a lot of payout. One mistake many people make is in assuming that because their car is price (to them) 1000's of dollars, that the insurance firm pays out that quantity. If you take the latter method, you'll spend a lot much less on insurance. 1000 and save a lot of cash You should expect to be laid off, so stop spending that cash before you make it! 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